With nearly a decade of expertise in the automotive, compliance, and credit space, Darrel Schulte is a recognized industry expert. He has earned acclaim as a speaker at Experian Vision and automotive compliance summits, leading discussions for the consumer-driven car buying experience and navigating the intricacies of the regulatory landscape.

Darrel’s career is marked by a dedication to innovation and implementation of effective fraud mitigation strategies. His collaborative efforts have successfully expanded into new markets, and positioned him as a thought leader with the ability to anticipate and address emerging industry challenges. His contributions extend beyond traditional compliance measures, fostering a culture of adaptability and forward-thinking solutions.

Outside of his professional pursuits, Darrel finds fulfillment in the quality time spent with his wife, two sons, and loyal canine companions.

Jim Hurtado is a Founding Member and Managing Partner of Agility Credit, he is responsible for helping to build a startup company that is innovative, profitable, and most importantly a special place to work.

Jim is still trying to figure out what he would like to do when he grows up! Jim is a serial entrepreneur; over the past 25 years he has successfully built several businesses in a variety of different industries.

His strong suit is identifying opportunities, applying his expertise, and cultivating businesses into profitable entities that people want to work for and be involved in. In Jim’s spare time he enjoys designing and building luxurious custom homes. Jim’s hobbies include golf, walking his dog and traveling around the country in their RV with his beautiful wife Stephanie and their three children.

Billy Dale is a Founding Member and Managing Partner of Agility Credit. He is responsible from building to implementation of all the IT and compliance solutions. His solutions are typically the first of its kind focusing on ease of use, security and innovation for our customers.

Billy is an engineer entrepreneur with over the past 30 years experience. He has successfully built several businesses in a variety of industries such as Energy, Information Technology, Healthcare and Financial services.

Being an engineer he loves to build systems that are the first of its kind. Agility Credit represents the new breed of company that is utilizing many new innovations. In Bill’s spare time he enjoys surfing (daily) and overseeing his other technology ventures. Billy is a family man and loves spending time with his wife, 3 adult children, their spouses and 5 grandsons.

Over the past 15 years, Liliana has been deeply immersed in various roles spanning operations as a COO, Executive Administrator, an Active partner in a Consulting and Technology Firm, and Owner of an Organization for community outreach.

With a Double Master’s Degree in International Business Administration and English Language Arts/ESL from Florida State University, she has cultivated a robust skill set and a keen understanding of global business dynamics. Furthermore continuing her education and knowledge she is Sales Accredited, Certified with Cloud Essentials Technology, and Generative AI Business skill with AWS.

She has led strategic initiatives aimed at enhancing efficiency, streamlining processes, driving organizational growth, has managed complex administrative tasks with precision and finesse, ensuring seamless operations. Liliana remains steadfast in her commitment to delivering exceptional customer service and upholding the highest standards of professionalism. Her dedication to operational excellence is evident in every aspect of her work, from astute decision-making to meticulous attention to detail.

Beyond the professional realm, you’ll often find her savoring a cup of coffee and cherishing moments with her family, nieces, nephews, beloved dogs and cat.